Cash Train provides a fast and easy online application that takes 5 – 10 minutes to complete and because it is 100% online you don’t have to print or scan any paperwork. If you are an Australian permanent resident, you earn over $1200 per month and you are over 18, you could qualify for a Cash Train loan. Cash Train is a short term lender that provides fast cash when you need it. Customers can borrow between $200 - $2,000 and repay over 10 weeks or 3 months (depending on pay frequency). Cash train spreads their loans over a longer period to give their customers smaller scheduled repayments, making it easier to get back on track.